What Title Work Happens in a Refinance?
Even though no property is changing hands, your new lender needs the same assurance a buyer would: that the title is clean and their mortgage will sit in first position.
We run an updated title search, confirm what's been recorded against the property since your purchase, coordinate the payoff of your existing mortgage, and issue the new lender's title insurance policy. After closing, we record the new mortgage and the cancellation of the old one with the parish clerk of court — the step that, done sloppily, haunts future sales.
What's Included in Every Refinance Closing
Updated title search
Verifying ownership and catching any liens or judgments recorded since your original purchase.
Payoff coordination
Exact payoff figures from your current lender, timed to the closing date so there's no shortfall or overage.
Lender's title policy
The insurance your new lender requires, issued promptly so underwriting keeps moving.
Recording & cancellation
New mortgage recorded, old mortgage canceled, clean paper trail in the parish records.
Why Lenders and Homeowners Choose Yesseaux
Refinances reward speed and accuracy, and we've built our process for both: files open same day, and our attorney-led team resolves title hiccups — an unreleased old lien, a name discrepancy, an unopened succession — without shipping your file to outside counsel.
We work smoothly with local Louisiana lenders and national banks alike. Tell your loan officer you want to close with Yesseaux Title & Law, or reach out to us directly and we'll coordinate with them.
Investors, this goes for you too: cash-out refinances on rentals and BRRRR-style refis get the same priority treatment, and if the property sits in an LLC we make sure the entity paperwork is closing-ready. (Need the entity itself? See business formation.)
Refinance FAQs