Creative Finance & Subject-To Title Company in Louisiana
Most title companies see a subject-to deal and run. As a creative finance title company serving all of Louisiana, we close the transactions others turn away — Subject-To, owner finance, bond for deed, wraps — with the legal instruments drafted right and every party protected.
Deals That Don't Fit the Traditional Box
Creative financing is how investors keep deals alive when bank financing doesn't work — for the buyer or the seller. But a non-traditional structure closed with traditional paperwork is a lawsuit waiting to happen.
That's the difference an attorney-led title team makes. We don't just process your closing; we draft the promissory notes, mortgages, and agreements the structure actually requires, and we make sure the deal complies with Louisiana law before anyone signs.
Creative Structures We Close
Subject-To
You take over payments while the existing loan stays in the seller's name. We document the arrangement, handle the transfer, and make sure both sides understand exactly what they're signing.
Owner / Seller Finance
We draft the promissory note and mortgage, record with the parish, and can coordinate servicing arrangements between the parties.
Bond for Deed
Louisiana's own installment-sale contract, governed by La. R.S. 9:2941. We prepare compliant bond for deed contracts, record them properly, and handle the final act of sale when the buyer pays off.
Wraparound mortgages and hybrid structures
If you can sketch the deal, we can paper it.
Why Louisiana Investors Close with Yesseaux
Dylan and the Yesseaux team work with creative-finance investors frequently — this is a core practice, not a favor. That matters in Louisiana, where community property rules, forced heirship, and bond-for-deed statutes make out-of-state templates dangerous. A subject-to package downloaded from a national guru course was written for common-law states; Louisiana is a civil-law state, and the differences show up exactly where deals go to court.
We're investor-friendly across the board: if your exit is an assignment or a double close, our wholesale closing services cover that side too. And if you're building a portfolio, we'll form the LLC and draft the operating agreement that should be holding these deals.
Creative Finance FAQs
