Facilitating Success With Focused Direction

Getting Started

At Yesseaux Title & Law, we specialize in traditional

real estate, wholesale, and creative finance closings.

To start, simply click Open Title or Request A Quote.

Title Process

1. Open Title

2. Abstract

3. Curative Work

4. Pre-Closing

5. Closing

Getting Started

At Yesseaux Title & Law, we specialize in traditional real estate, wholesale, and creative finance closings.

To start, simply click Open Title or Request A Quote.

Title Process

1. Open Title

2. Abstract

3. Curative Work

4. Pre-Closing

5. Closing

1. Open Title

The journey begins with opening a title, a preliminary step where the buyer or the buyer's agent notifies a title company or attorney to start the title search process. This phase involves gathering all necessary information about the property, including current ownership details, to ensure a clear path for the transaction. Opening title is the formal commencement of the process, setting the stage for a thorough investigation into the property's history.

2. Abstract

The abstract step is a crucial component of the closing process, where a comprehensive review and summary of the property's title history is conducted. This involves meticulously gathering and examining all public records and documents related to the property, including past deeds, court records, property and land records, liens, and any other encumbrances that might affect the title. The goal is to create a detailed report that outlines the property's legal history, identifies any potential issues or discrepancies, and ensures that the title can be transferred free of legal obstacles. This step is vital for providing transparency and security to all parties involved in the transaction, confirming that the property's ownership is clear and undisputed.

3. Curative Work

The curative work step is an essential phase in the title process, aimed at addressing and resolving any issues or discrepancies identified during the title search and abstract steps. This may involve clearing up liens, disputes over property boundaries, errors in public records, or other legal encumbrances that could impede a clear transfer of title.

4. Pre-Closing

The pre-closing stage is a pivotal moment in the title process, serving as the final preparation phase before the actual closing of the transaction. At this juncture, all the necessary documentation for the transfer of property ownership is compiled, reviewed, and organized to ensure a seamless and legally sound closing process. This includes not only the title documents but also loan papers, disclosure forms, insurance policies, and any other agreements pertinent to the transaction.

5. Closing

The final closing step is the culmination of the title process, where the transfer of property ownership officially takes place. This critical stage involves a formal meeting between the involved parties—typically including the buyer, seller, their respective attorneys, and a representative from the title company or closing agent. During this meeting, all the previously prepared and reviewed documents are signed, notarized, and exchanged, finalizing the deal.

1. Open Title

The journey begins with opening a title, a preliminary step where the buyer or the buyer's agent notifies a title company or attorney to start the title search process. This phase involves gathering all necessary information about the property, including current ownership details, to ensure a clear path for the transaction. Opening title is the formal commencement of the process, setting the stage for a thorough investigation into the property's history.

2. Abstract

The abstract step is a crucial component of the closing process, where a comprehensive review and summary of the property's title history is conducted. This involves meticulously gathering and examining all public records and documents related to the property, including past deeds, court records, property and land records, liens, and any other encumbrances that might affect the title. The goal is to create a detailed report that outlines the property's legal history, identifies any potential issues or discrepancies, and ensures that the title can be transferred free of legal obstacles. This step is vital for providing transparency and security to all parties involved in the transaction, confirming that the property's ownership is clear and undisputed.

3. Curative Work

The curative work step is an essential phase in the title process, aimed at addressing and resolving any issues or discrepancies identified during the title search and abstract steps. This may involve clearing up liens, disputes over property boundaries, errors in public records, or other legal encumbrances that could impede a clear transfer of title.

4. Pre-Closing

The pre-closing stage is a pivotal moment in the title process, serving as the final preparation phase before the actual closing of the transaction. At this juncture, all the necessary documentation for the transfer of property ownership is compiled, reviewed, and organized to ensure a seamless and legally sound closing process. This includes not only the title documents but also loan papers, disclosure forms, insurance policies, and any other agreements pertinent to the transaction.

5. Closing

The final closing step is the culmination of the title process, where the transfer of property ownership officially takes place. This critical stage involves a formal meeting between the involved parties—typically including the buyer, seller, their respective attorneys, and a representative from the title company or closing agent. During this meeting, all the previously prepared and reviewed documents are signed, notarized, and exchanged, finalizing the deal.

Open Title

Frequently Asked Questions

Find answers to commonly asked questions about our title services and real estate closings.

What is Title Insurance and what does it cover?

Title Insurance protects against legal problems related to property ownership, covering issues like liens, encumbrances, and defects not found in the public record.

Do I need Title Insurance?

Yes, Title Insurance is recommended to safeguard against potential title issues and ensure peace of mind in property transactions.

Can you explain the Closing Costs involved in a Real Estate Transaction?

Closing costs in a real estate transaction cover a range of fees associated with finalizing the sale or purchase of property. These can include title search fees, title insurance premiums, attorney fees, transfer taxes, recording fees, and any other charges related to the mortgage loan process. The specific costs and the party responsible for them (buyer or seller) can vary based on the transaction type and local regulations. It's important to review these costs early in the closing process for a clear understanding of the financial obligations.

How long does the Title Search process take?

The duration of the title search process can vary, typically ranging from a few days to a couple of weeks, depending on the complexity of the property's history and the accessibility of records. This crucial step ensures that the title is free from legal encumbrances before proceeding with the transaction.

Do you close Wholesale transactions?

Yes, we facilitate wholesale transactions, ensuring smooth and compliant closings. Whether you are looking to assign a contract or perform a double closing, we have you covered.

Do you close Subject To and Creative Finance transactions?

Yes, we handle both "Subject To" and other creative finance transactions, offering tailored closing solutions.

Do you close Seller Finance or Bond for Deed transactions?

Yes, we specialize in closing seller finance or bond for deed transactions and provide you with expert guidance in the process.

What's the difference between Assumable and Subject To?

"Assumable" involves a buyer taking over the seller's mortgage under its existing terms, while "Subject To" means buying the property with the existing mortgage remaining in the seller's name, but the buyer makes the payments.

Frequently Asked Questions

Find answers to commonly asked questions about our title services and real estate closings.

What is Title Insurance and what does it cover?

Title Insurance protects against legal problems related to property ownership, covering issues like liens, encumbrances, and defects not found in the public record.

Do I need Title Insurance?

Yes, Title Insurance is recommended to safeguard against potential title issues and ensure peace of mind in property transactions.

Can you explain the Closing Costs involved in a Real Estate Transaction?

Closing costs in a real estate transaction cover a range of fees associated with finalizing the sale or purchase of property. These can include title search fees, title insurance premiums, attorney fees, transfer taxes, recording fees, and any other charges related to the mortgage loan process. The specific costs and the party responsible for them (buyer or seller) can vary based on the transaction type and local regulations. It's important to review these costs early in the closing process for a clear understanding of the financial obligations.

How long does the Title Search process take?

The duration of the title search process can vary, typically ranging from a few days to a couple of weeks, depending on the complexity of the property's history and the accessibility of records. This crucial step ensures that the title is free from legal encumbrances before proceeding with the transaction.

Do you close Wholesale transactions?

Yes, we facilitate wholesale transactions, ensuring smooth and compliant closings. Whether you are looking to assign a contract or perform a double closing, we have you covered.

Do you close Subject To and Creative Finance transactions?

Yes, we handle both "Subject To" and other creative finance transactions, offering tailored closing solutions.

Do you close Seller Finance or Bond for Deed transactions?

Yes, we specialize in closing seller finance or bond for deed transactions and provide you with expert guidance in the process.

What's the difference between Assumable and Subject To?

"Assumable" involves a buyer taking over the seller's mortgage under its existing terms, while "Subject To" means buying the property with the existing mortgage remaining in the seller's name, but the buyer makes the payments.